Fha Built Up Roof

Will hud issue certification labels hud tags if my home was built before 1976.

Fha built up roof.

Peeling paint that is a lead hazard usually on homes built before 1978. Possible fha concern the brick on the side of this garage has had some serious movement. Painting the roof will also likely send up a red flag in the eyes of potential buyers and they ll wonder what s going on. Are either built up roofing bur or non conventional.

Call a professional to evaluate. Weatherproof and normally to insulate a building top. Water heaters the water heater must meet local building. Roofing single ply and others and where the slope is.

Here is a guide on the federal lead paint law. Less than 2 in l2. In order to pass the appraisal process the roof must also provide reasonable future utility durability and economy of maintenance according to the fha official site. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof.

Assembly of 4 or less interacting components designed to. Most other mortgage insurance firms follow fha s policy. Serious issue possible fha concern this wood rot found just below the roof is caused from rain water or ice build up in the winter. Their is no repairs that can be done the brick should be removed and replaced.

Certainly some roofs last longer than the posted dates i e 15 20 years on a 3 tab roof etc but overall most roofs need replacement within those time frames. These systems are defined as an. For starters the roof must do what it s designed to do fha and hud regulations say it must not leak or allow moisture to enter the home. Then fha inspections relaxed a little and repair guidelines softened beginning in january 2006.

One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced. This of course is a judgment call that the appraiser is required to make. It still has minimum property standards that you ll come up against if you re dealing with this type of loan but they re less stringent. The seller often ended up paying for them.

Garages that have been built up to provide additional living space may not meet fha requirements. If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof.